Finance, Credit, Investments – Economical Categories

Clinical works in the concepts of finances and credit, according to the specification of the study thing, are indicated to be many-sided and many-leveled.


This is of totality of the inexpensive relations shaped on the way of formation, distribution and utilization of finances, as money options is commonly spread. Like, in “the general theory of finances” you'll find two of finances:


1) “…Finances reflect economical relations, formation of the funds of money places, in the act of distribution and redistribution of national statements consistent with the circulation and use “.This meaning is given somewhat to the situations of Capitalism, when cash-commodity relations get universal figure;


2) “Finances symbolize the synthesis of centralized advertising decentralized money resources, economical relations somewhat with the distribution and use, which offer for satisfaction of the state functions and obligations and also provision of the problems of the increased more production “.This classification is brought without showing the environmental surroundings of its action. We reveal partly such explanation of finances and believe expedient to create some specification.


First, finances overcome the bounds of distribution and redistribution service of the national revenue, though it is just a standard base of finances. Also, formation and use of the depreciation fund that could be the portion of financial domain, belongs not to the distribution and redistribution of the national money (of recently shaped value in just a year), but to the circulation of already created value.


This latest first is seemingly an integral part of price of main commercial resources, later it's transferred to the fee cost of a prepared solution (that is definitely to the value too) and following its conclusion, and it's collection the depression fund. Their source is taken into consideration before hand as a depression kind in the consistence of the prepared items cost price.


Second, utter goal of finances is a lot bigger then “happiness of the state functions and obligations and provision of situations for the widened further manufacturing “.Finances occur on their state level and also on the produces and branches'level too, and such problems, once the utter most the main manufactures are not state.



V. M. Rodionova includes a various place relating to the matter: “actual development of the financial sources begins on the point of distribution, once the worthiness is recognized and concrete inexpensive types of the recognized price are separated from the consistence of the revenue “.V. M. Rodionova makes an feature of finances, as releasing relations, when D. S. Moliakov underlines professional basis of finances. Nevertheless both of these provide really confirm discussion of finances, as a technique of formation, distribution and utilization of the resources of money options, that arises from the next description of the finances: “financial cash relations, which forms on the way of circulation and redistribution of the incomplete price of the national wealth and full cultural product, is connected with the subjects of the economy and formation and application of these state income incomes and savings in the increased more production, in the substance arousal of the employees for satisfaction of the society social and different requests &ldquo ;.